Phoenix Mortgage Home Loans

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Poor Credit?

Don't Let poor credit get in the way of owning a home. At Sedona Arizona Mortgage we offer loans to everyone, whether you have good or bad credit.
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Phoenix Mortgage Home Loans
Sedona Loan Products - Interest Rate Buydowns

An interest rate buydown, or step payment as it is also called, is dependant on current market rates. A type of buydown often used is the two-one payment, which means that you would pay above market rates at the beginning of the loan and on the later half, you would pay below the market rates. This can work extremely well if timed right. You can time it correctly by paying above market rates when the market percentages are very low, and then pay below when the market rates rise. Another form of buydown is the three-two-one buydown. This acts much like the two-one, but is a more gradual change. For more information on buydowns, contact your interest rate professionals at Sedona Arizona Mortgage.com

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Lowest Rates In Sedona

Here at Sedona Arizona Mortgage we offer the lowest rates north of the border.


Sedona, and the immediate environs is a special and unique place. With the awe-inspiring red rock formations plus the splendor and diversity of Oak Creek Canyon, it is considered a locality equal or superior to many national parks. Located in the high southwestern desert under the rim of the Colorado Plateau at an elevation of 4,500 feet, it is blessed with four mild seasons, plenty of sunshine and clean air.
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We now offer free consultations. Call us now at Sedona Arizona Mortgage to recieve the FREE consultation you have been looking for.



Phoenix Mortgage Home Loans


100's of Loan Programs

At Sedona Arizona Mortgage we offer over 100 loan programs to help find the mortgage loan that suits you best. Call one of our customer service representatives for more information.

Interest rate buydowns require extensive knowledge of financial markets. Our loan professionals can help you time your buydown correctly. Fill out the form below and we will call to discuss buydowns further.
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